When prime rate hits 6.5%, widen your assignment spreads by 0.75–1.5 percentage points. See how buyer leverage costs, not your own, kill wholesale deals.
Read MoreEvery quarter-point prime rate move costs $25 yearly per $10K borrowed. Here are the 5 signals that predict what happens next.
Read MoreCorporate revolvers typically cost prime plus 0.5–2% margin. At 6.75%, that means drawn rates around 7.25–8.75% before fees. Here’s what treasury teams should track.
Read MoreARMs at 5.81% save $1,600 annually vs. 6.49% fixed—but miss your exit window and rates could hit 9.50%. Here are the 5 numbers that matter.
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Construction loans at 7.31% reprice with every Fed move and grow riskier as your outstanding balance climbs. Here's what most borrowers misunderstand.
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Every 0.25-point Fed cut saves veterinary practice owners hundreds monthly on variable-rate SBA loans. Here's how to act when prime falls.
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Variable HELOCs beat fixed home equity loans when prime falls—but only if your rate floor doesn't block savings. See when each option actually costs less.
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Prime rate cuts reach your payment in 30 days for HELOCs, 1–2 billing cycles for credit cards, and never for fixed mortgages. Here's the full timeline.
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Fixed rates currently beat variable rates for small-business lines of credit—but only if you'll carry a balance 12+ months. See when variable actually wins.
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A 6.50% floor on your HELOC could mean Fed rate cuts do nothing for your payment. Learn how rate floors work and why comparing them matters more than advertised APR.
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