What a Series of Small Prime Rate Cuts Does to a Long-Term Variable-Rate Mortgage
Each 0.25% prime rate cut saves roughly $55–$70/month on a $400,000 variable mortgage. Here’s how those small, repeated cuts stack up over time.
May 11 2026
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Prime Rate and Adjustable-Rate Mortgages: A Practical Explainer
The U.S. Prime Rate sits at 7.50% as of July 2025—and if you hold an ARM, every Fed rate move changes your monthly payment. Here’s exactly how the math works.
Apr 10 2026
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