How the Prime Rate Affects Certificate of Deposit Yields
With the prime rate at 7.50%, top 1-year CDs hit 5.25% APY—here’s exactly how Fed rate decisions move CD yields and when to lock in your rate.
Apr 9 2026
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CD Rates Forecast for 2026: What to Expect This Year
Top CD rates in 2026 are projected to range from 3.50%–4.75% APY as the Fed makes one or two more cuts—here’s how yields will shift and when to lock in.
Mar 25 2026
Read MoreMoney Market Account vs High-Yield Savings: Which Earns More Right Now
Top MMAs are hitting 5.00% APY while the best HYSAs reach 4.85%—the gap is slim. Here’s how to pick the right account based on access, minimums, and rate trends.
Mar 9 2026
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