Should You Lock In a Fixed Rate Now or Ride a Variable Rate Down?
Learn about the fixed rate vs variable rate decision. Discover which option saves you more money based on your loan type, timeline, and rate outlook.
May 1 2026
Read MoreTag: rate forecast
Prime Rate Forecast: Where Rates Are Headed Next
The U.S. prime rate holds at 7.50% as of mid-2025, but one to two Fed cuts could push it to 7.00%–7.25% by year-end. Here’s what the data suggests.
Apr 6 2026
Read MoreCD Rates Forecast for 2026: What to Expect This Year
Top CD rates in 2026 are projected to range from 3.50%–4.75% APY as the Fed makes one or two more cuts—here’s how yields will shift and when to lock in.
Mar 25 2026
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