Prime Rate and Student Loans: What Every Borrower Needs to Know
With the prime rate at 7.50%, variable-rate private student loans can run 8.5%–12.5% or higher. Here’s exactly how that benchmark shapes what you owe each month.
Apr 8 2026
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Prime Rate vs. LIBOR vs. SOFR: What Changed and Why It Matters
LIBOR was retired June 30, 2023, and its replacement SOFR now shapes your ARM, student loans, and business credit lines alongside a 7.50% prime rate.
Apr 7 2026
Read MoreHow the Prime Rate Affects Small Business Loans
Learn about prime rate small business loans. Discover how rate changes impact your borrowing costs, loan terms, and strategies to protect your business.
Apr 7 2026
Read MoreHow to Track Prime Rate Changes and React Before They Hit Your Budget
Learn about track prime rate changes. Discover simple strategies to monitor rate shifts early and protect your budget before borrowing costs rise.
Apr 5 2026
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