What a Series of Small Prime Rate Cuts Does to a Long-Term Variable-Rate Mortgage
Each 0.25% prime rate cut saves roughly $55–$70/month on a $400,000 variable mortgage. Here’s how those small, repeated cuts stack up over time.
May 11 2026
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Prime Rate During Recessions: Patterns Every Consumer Should Recognize
Since 1970, the Fed has cut the prime rate 3–5 points within 18 months of each recession. Here’s how to use that pattern for smarter debt and savings timing.
Apr 12 2026
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