What a Series of Small Prime Rate Cuts Does to a Long-Term Variable-Rate Mortgage
Each 0.25% prime rate cut saves roughly $55–$70/month on a $400,000 variable mortgage. Here’s how those small, repeated cuts stack up over time.
May 11 2026
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How Prime Rate Swings Impact Physicians and High-Income Professionals
At 7.50%, a 1-point prime rate move shifts annual interest costs by thousands on a $500K loan portfolio — here’s what that means for physicians and high earners.
May 6 2026
Read MorePrime Rate Cycles Explained: Everything From First Hike to First Cut
The prime rate sits at 7.50% in July 2025, down from its 8.50% peak. Here’s how each cycle phase—hike, hold, and cut—affects your borrowing and saving decisions.
May 1 2026
Read MoreHow Often Does the Prime Rate Change and Who Decides?
The prime rate changed 8 times in 2022 alone and swung from 3.25% to 8.50% in two years. Here’s who decides it and what triggers each move.
Apr 11 2026
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