Should You Lock In a Fixed Rate Now or Ride a Variable Rate Down?
Learn about the fixed rate vs variable rate decision. Discover which option saves you more money based on your loan type, timeline, and rate outlook.
May 1 2026
Read MoreTag: interest rates
How Prime Rate Swings Impact Retirees Living on Fixed Incomes
With the prime rate at 7.50%, retirees face higher HELOC payments but better CD yields. Here’s how to ladder savings and cut variable-rate debt exposure.
Apr 30 2026
Read MorePrime Rate vs Treasury Yields: Which One Should You Actually Follow?
At 7.50%, the prime rate drives your credit cards and HELOCs right now—but Treasury yields shape mortgages and savings. Here’s which one actually matters for your situation.
Apr 30 2026
Read MoreWhat People Get Wrong About the Prime Rate and How It Actually Works
The prime rate sits 3 points above the fed funds rate—not set by the Fed, not your actual loan rate. Here’s what the misconceptions are actually costing borrowers.
Apr 29 2026
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High-Yield Savings Accounts in 2026: Are They Still Worth It?
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