Prime Rate History by Year: A Complete Data Reference
The U.S. prime rate has swung from 3.25% to a 1980 peak of 21.5%. See every annual rate, how Fed policy drives each move, and where rates stand in 2025.
Apr 15 2026
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Historical Prime Rate Chart: How Rates Have Changed Over the Decades
The U.S. prime rate hit 21.5% in 1980 and bottomed at 3.25% twice. See how seven decades of Fed policy shaped borrowing costs—and what 7.50% means today.
Apr 7 2026
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