What Triggers a Prime Rate Change: The Fed Decision Timeline Explained
The prime rate moves within 24 hours of a Fed decision—always 3 points above the federal funds rate. Here’s exactly how that chain reaction works.
May 20 2026
Read MoreTag: FOMC
How the Federal Reserve Sets Monetary Policy and What It Means for Rates
The Fed holds rates at 4.25%–4.50% as of May 2025. Here’s how FOMC decisions actually work and why they move your mortgage, credit card, and savings rates.
Apr 12 2026
Read MoreHow Often Does the Prime Rate Change and Who Decides?
The prime rate changed 8 times in 2022 alone and swung from 3.25% to 8.50% in two years. Here’s who decides it and what triggers each move.
Apr 11 2026
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