Historical Prime Rate Chart: How Rates Have Changed Over the Decades
The U.S. prime rate hit 21.5% in 1980 and bottomed at 3.25% twice. See how seven decades of Fed policy shaped borrowing costs—and what 7.50% means today.
Apr 7 2026
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How the Prime Rate Affects Small Business Loans
Learn about prime rate small business loans. Discover how rate changes impact your borrowing costs, loan terms, and strategies to protect your business.
Apr 7 2026
Read MoreWhat a Prime Rate Cut Actually Means for Your Variable-Rate Debt
Learn about prime rate cut variable debt. Discover how a prime rate cut lowers your variable-rate payments and what steps to take to save money now.
Apr 6 2026
Read MoreHow to Track Prime Rate Changes and React Before They Hit Your Budget
Learn about track prime rate changes. Discover simple strategies to monitor rate shifts early and protect your budget before borrowing costs rise.
Apr 5 2026
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