How a Falling Prime Rate Changes the Math on Paying Off Debt Early
A 0.25% rate cut saves just $25 a year on a $10,000 balance—while 21%+ APR costs you $2,000. Here’s why aggressive payoff beats waiting for rate relief.
May 13 2026
Read MoreTag: federal reserve rate cuts
Prime Rate During the 2008 Financial Crisis: A Full Timeline
The prime rate dropped from 7.25% to 3.25% in just 15 months during the 2008 financial crisis. Here’s the full Fed rate-cutting timeline and what drove each move.
Apr 13 2026
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