Retiring With Debt: Should You Pay It Off Before You Stop Working?
Cashing out a tax-deferred account to clear debt before retirement can cost $8,000–$17,000 in taxes. Here’s which debts to eliminate first—and which to carry.
May 24 2026
Read MoreTag: consumer debt
How Inflation Affects the Prime Rate and Your Everyday Borrowing Costs
With the prime rate at 7.50%, a 1% rise can cost you hundreds more annually on credit cards and HELOCs. Here’s exactly how inflation drives that number up.
Apr 13 2026
Read MoreBuy Now Pay Later vs Credit Card: Which One Costs You More?
Credit cards average 21% APR; BNPL can hit 36% if you miss payments or use longer-term plans. Here’s which option actually costs more based on how you pay.
Jan 19 2025
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