CD Rates Forecast for 2026: What to Expect This Year
Top CD rates in 2026 are projected to range from 3.50%–4.75% APY as the Fed makes one or two more cuts—here’s how yields will shift and when to lock in.
Mar 25 2026
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CD Rates vs High-Yield Savings: Which Earns You More?
Top CDs hit 5.00% APY vs. 4.75% for high-yield savings in early 2026 — a slim gap that could cost you real money depending on how long you can lock...
Mar 23 2026
Read MoreWhat Is the Prime Rate and How Is It Determined?
At 7.50% as of July 2025, the prime rate sets the floor for credit cards, HELOCs, and variable loans. Here’s exactly how the Fed’s decisions move that number.
Feb 2 2026
Read MoreWhat Is a Money Market Account and How Does It Work?
Top money market accounts pay up to 5.00% APY as of July 2025—far above the 0.64% national average. Here’s how they work and what to look for.
Jan 1 2026
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