How Businesses Use the Prime Rate to Set Lending Terms
At 7.50%, the U.S. prime rate is the baseline most commercial lenders use to price loans—typically adding 1% to 5% depending on your creditworthiness and loan type.
Mar 31 2026
Read MoreTag: bank lending
Prime Rate vs Discount Rate: The Difference Most Borrowers Never Learn
The prime rate is 7.50% and hits your credit card and HELOC directly. The discount rate never touches you at all. Here’s why that gap actually matters.
Apr 22 2025
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