Prime Rate vs. LIBOR vs. SOFR: What Changed and Why It Matters
LIBOR was retired June 30, 2023, and its replacement SOFR now shapes your ARM, student loans, and business credit lines alongside a 7.50% prime rate.
Apr 7 2026
Read MoreTag: adjustable rate loans
How Seniors With Variable-Rate Debt Should Respond When Prime Rate Drops
With the prime rate at 7.50% and cuts anticipated, seniors have a 30–60 day window to review loan terms, push lenders for adjustments, and redirect savings.
Feb 10 2026
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