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Financial spreadsheet showing cash flow projections across three prime rate scenarios for small business planning

Prime Rate Impact on Small Business Cash Flow: 3 Scenarios to Model

A 1% prime rate increase costs $75/month on a $150K loan. See how to model up, flat, and down scenarios to project exact cash flow impacts.

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How to Calculate Your Break-Even Point on a HELOC After a Prime Rate Cut

Find out when a prime rate cut on your HELOC actually saves money. A $75,000 balance breaks even in 64 months with typical closing costs—here’s how to calculate yours.

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