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Comparison chart showing credit card APR rates versus down payment savings returns when prime rate rises

Pay Down Credit Card Debt First: Why It Beats Saving for a Down Payment When Prime Rate Rises

Credit card APRs now average 21.52%—paying them down first gives you a guaranteed 21% return, far better than down payment savings. Here's why the math is clear.

How a 0.25% Prime Rate Hike Affects Your Credit Utilization and Score

A quarter-point rate hike can quietly raise your credit card balances and lower your score. See exactly how and what to do about it.

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Pay Down Credit Card Debt First: Why It Beats Saving for a Down Payment When Prime Rate Rises

How a 0.25% Prime Rate Hike Affects Your Credit Utilization and Score

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